Hi, i’ve just been onto my account that is sunny and an affordability grievance. It states i will be due simply over ВЈ500 but will simply get about ВЈ5 of the. The difficulty I have is I still owe the funds nevertheless the loan was offered to SLL Capital. With wonga they took the complete quantity off the things I nevertheless owed, that I had been hoping they’d do right here but as the been offered do we nevertheless need certainly to spend all of it back and just accept ВЈ5 from sunny? i really hope this is why feeling
Sara (Financial Obligation Camel) says
I will be astonished it has happened. ended up being the loan that is last of this ones being refunded?
I’m unsure how exactly to make sure that? It simply took me personally right to just how much We had been due.
Sara (Financial Obligation Camel) says
Ok, you are suggested by me mobile up client solutions and get them why while you experienced redress calculated it hasn’t been utilized to offset the balance owed. Be persistent.
Thankyou ring that is i’ll the next day. Because its sold to SLL Capital though do they usually have capacity to do this?
Sara (Financial Obligation Camel) says
Yes, a loan provider can invariably buy a debt back.
well ive been on the phone to got and sunny nowhere. Essentially all ill get back through the ВЈ558 is several pounds as well as shall maybe perhaps perhaps not use the quantity off my financial obligation as the with SLL Capital now. Appears quite unfair given that loan had been unaffordable and I also should not be paying out it. Fundamentally its maybe perhaps not their issue now because it had been obsessed about
High in the boro says
Once I get on my account it claims they can’t provide me personally that loan but can pass my information on to a different business whom could possibly assist!
Have actually emailed them for support
Sara (Financial Obligation Camel) says
Will there be maybe maybe not a web link to page to place in a claim?
£6k odd it is saying my possible claim is and I’ll get max of £60 right Back. That is psychological that this ongoing business offers away with this specific.
We logged in this morning to observe that We they certainly were maybe not considering my loan as unaffordable because the claims calculator didn’t suggest this . We neglect to observe this will be feasible offered I also entered into a debt management plan shortly after taking out the loan in 2014 that I had taken out other payday loans at the time of my application and the loan was for £500 . I must say I want to get this loan taken from my credit files after they wrote of the loans this month as it’s the only creditor who didn’t default during my DMP , it’s currently showing as settled on my report . I’ve submitted a handbook claim as this ended up being an alternative once I logged into my account but I’m maybe maybe not keeping away hope that is much .
Sara (Financial Obligation Camel) says
ВЈ500 is quite marginal http://pdqtitleloans.com/title-loans-ak to win a single loan issue during the Ombudsman.
The difficulty actually that they should have marked the loan as defaulted in 2014/early 2015 – if they had, it would be dropping off soon for you is. that is what you ought to really push for, maybe perhaps not for the loan to be upheld as unaffordable.
Hi That’s all i would like we don’t actually worry about the reimbursement it’s the late payment markers back at my credit files which can be the things I require getting rid of . We have made complaints for them in the final couple of months that the loans needs to have been defaulted and additionally they declined to incorporate a backdated default to 2014. They will have now stated within their webiste as well as in the e-mail they delivered today that they’re handing the handling of the reports towards the credit guide agencies if amendments have to be made . We can’t observe how the credit guide agencies should be able to make amendments though without permission from sunny ! It is obtained from their site :
We now have moved the control of keeping any records that are remaining the credit history agencies, once we will never be keeping these records moving forward. Any more inquiries regarding entries on clients’ credit files pertaining to ECIL loans ought to be raised with all the agency that is relevant.
Sara (Financial Obligation Camel) says
OK, you’ll be able to whine straight to the CRAs – which CRAs show this loan?
All 3 unfortuitously ! I’ve raised Experian and Transunion today can do the exact same with equifax the next day . I’ve just never been aware of credit guide agencies being because of the power to amend entries on credit documents ! Extremely strange .
Sara (Financial Obligation Camel) says
